There we were on a Saturday night, wife and I watching 'Descent 2' when, suddenly, CRASH! outside our house. Little did I know, as I opened the front door, that I was going to be faced with a tough decision - local or USAmerican?
A Honda driver had somehow slammed into SPEFFZ (my Toyota Previa) throwing it against a tree! Only $12K to fix it! Naturally, the insurance said 'totaled'.